Overview

Household: Pushkal + Jyoti Sinha · Last refresh: —

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ICICI

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Primary

Liquid Assets

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all accts

Net Worth

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Liquid–Loans

Loans

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3 active

CC Dues

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6 cards

Income

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monthly

Tap section header to expand

📅 Upcoming Payments

Next 30 days

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💰 Cash Flow

Last 6 months income vs expense

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📊 CIBIL Score

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As of —

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300689743778786900

Total Accounts

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Credit Enquiries

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CC Usage

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Credit Age

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12-Month Trend

📋 Net Worth Snapshot

Detailed breakdown

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🥧 Net Worth Breakdown

Assets vs liabilities

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🏠 Loans

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💳 Credit Cards

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🎯 Goals

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💵 Salary Breakdown — Where Did My Last Salary Go? Auto-calculated

This shows how your last salary was spent across categories from the salary date until now.

Last Salary

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Total Spent

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Remaining

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Days Since Salary

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📊 Category Breakdown

🔍 "Other" Category Details —

These transactions are categorized as "Other". Click to expand and see details, or click the category name to recategorize.

🏦 Loan EMI Breakdown

Auto-debits and manual payments since last salary

💳 Payment Method Breakdown

🕒 Recent Transactions Since Last Salary

🏠 Loan Tracker Click to expand simulator

Tiles show outstanding, EMI, and progress. Click any loan to expand the prepayment simulator inline.

🏗 Godrej Property — Construction-linked Payment Plan Live

Click Mark Paid on each milestone as Godrej raises the demand. BoI loan balance and Pre-EMI auto-update.

Total Property Cost

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incl. GST & Maintenance

Paid to Godrej

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Pending

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Across remaining milestones

Loan Drawn (BoI)

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— of ₹1.02 Cr sanctioned

Own Funds Used

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Booking + initial

Current Pre-EMI

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Interest only on drawn

Construction Progress 0%

How this works: Each milestone has a status. When you mark it Paid, the dashboard adds the loan-funded portion to BoI drawn balance and recalculates monthly Pre-EMI (drawn × 7.90% ÷ 12). Own-funded milestones don't affect the loan.

💳 Credit Cards Click to expand

Tiles show outstanding & utilization. Click any card to see full breakdown. Edit values in ⚙ Settings.

Total Limit

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Outstanding

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Available

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Min Due

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Jump to:

➕ Add Transaction Linked to Accounts

Date

Amount (₹)

📂 Logged Entries

📊 Category Breakdown (selected period)

How linking works:
• Expense via CC → adds to that card's outstanding balance
• Expense via ICICI Savings / UPI → reduces ICICI balance
• Income → adds to ICICI balance
• Pay Card Bill → reduces both ICICI balance and card outstanding
Cash entries don't move balances. Deleting an entry reverses the balance change automatically.

📥 Import Statement / Bulk Entries PDF · Image · CSV · Paste

Upload a PDF statement, a screenshot, or paste raw text/CSV. The dashboard will extract transactions, deduplicate against existing entries, and let you review before importing. All processing runs in your browser — nothing leaves your computer.

🔄 Lost your data? Quick recover:

Restores the 194 historical ICICI transactions baked into the dashboard. Existing entries are auto-deduplicated.

📍 Which account is this statement for? — all parsed transactions get tagged with this

Paste CSV / table data

📜 Mark as historical (don't change balances)

Tick this when importing past months / years where your current account & card balances are already correct. Without this, the dashboard will deduct each imported amount from the balance — useful only when importing fresh, unrecorded transactions.

Preview & Reconciliation

Paste data and click Preview to see parsed entries.

🎯 Sync to Statement Balance (optional but recommended)

After importing, set the actual closing balance from the statement to override your manual estimates.

Account / Card

Statement Balance (₹)

Reconciliation: If you've already logged a transaction (same date + amount), the import will mark it as ✓ Match. Differences show as ⚠ Mismatch. You can pick which ones to add. Set "Account" column to card-icici, card-sbi, card-idfc-m, card-idfc-i, card-bob, card-yes, icici, cash, upi to auto-link.

💸 Where did your last salary go? —

Simple snapshot of where money went after your most recent salary credit. Tap a category for more detail.

📊 Detailed Analysis

12-month category breakdown + trends

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Spend by Category — Last 12 Months

Monthly Spend Trend

Top Categories (12-mo aggregate)

Category	Total	Monthly Avg	% Share

💰 Income & Bank Balances Live · click tiles

Total since Jan 26

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all sources

Last salary

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Avg monthly

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recent 3 months

🏦 Bank Account Balances

💼 Income Sources

📊 Income Timeline

💕 Wife (Jyoti) Ledger Money in vs out

Tracks transfers tagged with "Jyoti" or "Wife (Jyoti)" category. Sent to her = your expenses going to Jyoti. Received from her = income entries from Jyoti.

Sent to Jyoti

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— transfers

Received (personal)

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— transfers

🔄 Pass-through / Settled

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excluded from net

Net Balance

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Period:

📋 Recent Jyoti transactions

📅 Monthly trend

💡 How it auto-detects Jyoti transactions (wife only — Badi Didi excluded):
• Any expense with category Wife (Jyoti)
• Any expense / income whose description contains "Jyoti Sinha", "To Jyoti", "From Jyoti", or "wife"
• NOT matched: Badi Didi, Family Transfer, generic family transfers
• Use the "Log money sent / received" buttons to add new entries with correct tagging.

🎯 Goals & Savings Planner Live

Set financial goals with target dates. The dashboard auto-calculates monthly contribution needed and shows progress.

Liquid Savings

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Monthly Surplus

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Income − Avg Expense

Total Goal Targets

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Required Monthly

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Across all goals

Active Goals Click tile to expand

📈 Long-term Projection

Compound Growth Simulator

Monthly contribution (₹)

Annual return (%)

Years

One-time top-up (₹)

Future Value

₹0

Total Invested

₹0

Returns Earned

₹0

Projection

📅 Next-Month Plan June 2026

Expected Income

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Total Outflow

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Net

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📊 Plan Summary —

Loan EMIs & CC — Lifestyle & Family — Savings — Surplus —

Total Income	—
🏠 Loan EMIs & CC bills	—
🏡 Lifestyle & Family	—
🎯 To Savings	—
Net (Income − Outflows)	—

💡 Recommendations

• Top up emergency fund: target ₹14.4 L
• Continue ₹50K/mo Tata prepayment — saves years
• Once Tata closes, redirect ₹66K/mo to Auto Loan
• Build SIP after emergency fund is funded

💰 Income

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Tekion Salary Est

Other inflows

🏡 Lifestyle & Family

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🎓 School

⛽ Fuel

🛒 Groceries

🔌 Utilities

🧹 Household

💕 Wife (Jyoti)

🍽 Dining

🛍 Shopping

📦 Buffer

🎯 Savings

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To iWish / Emergency Rec

🔁 Auto-detected Recurring

⚙ Settings Click any tile to expand

All changes save automatically as you type. Numbers reflect everywhere on the dashboard.

🏦 Bank Accounts

ICICI · SBI · Axis

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Update balances anytime

▾ click to edit

ICICI Savings (232801506392)

SBI Bank (backup) · 3956

Axis Bank (backup) · 5819

Click Import ICICI history to bulk-load 194 transactions from your last shared statement (Mar 11 → May 10, 2026). The "Spent (30d)" tile will populate. Duplicates auto-skipped.

💎 iWish & Recurring Deposit

Goal savings & home-loan earmark

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RD auto-credits monthly

▾ click to edit

iWish Account balance

RD balance (BoI) ₹

RD monthly ₹

RD note

When matured RD is transferred to home loan, set RD balance to 0 and reduce BoI loan by that amount.

💼 Income Assumption

Drives Overview, Plan, Savings

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Set monthly average

▾ click to edit

Avg monthly take-home ₹

Avg monthly expense ₹

💳 Credit Cards

Edit limits, outstanding, dates

6 cards

Live-synced with logged expenses

▾ click to manage

🏠 Loans

Outstanding, rate, EMI

3 loans

BoI · BoB · Tata Capital

▾ click to manage

🔁 Recurring Expenses

Society, school, RD, etc.

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Auto-shown in Next-Month plan

▾ click to manage